We reserve the right to revise these Terms at any time. If we do, we will post the modified Terms on this page, and indicate the date of the most recent changes above. You agree to read all notifications we send you and to periodically check this page for updates to these Terms. Your continued use of the Services constitutes acceptance of these Terms and any modifications thereto. If you object to any changes, your sole recourse is to cease use of the Services.
This page serves as a legal document binding you and your interaction with Sikademy, and all of its affiliates. Herein, the terms listed in this a document applies to every single user accessing this site directly, anonymously or otherwise.
BY ACCESSING, USING, VIEWING, TRANSMITTING, CACHING OR STORING THIS SITE, OR ANY OF ITS SERVICES, FUNCTIONS OR CONTENTS, YOU SHALL BE DEEMED TO HAVE AGREED TO EACH AND ALL THE TERMS, CONDITIONS, PROVISIONS AND NOTICES IN THIS SITE ("AGREEMENT"), WITHOUT MODIFICATION, AND YOU AGREE TO MAKE ALL APPROPRIATE PAYMENTS IN THE EVENT THAT SERVICES OR PRODUCTS ARE PURCHASED.
Equally important, by using this site either directly or anonymously, you are in arbitration agreement with Sikademy, its affiliates, and sub-domains. This arbitration agreement requires you, your group (company), or any third party representing you or otherwise, to report and submit every claim you have against us to a mutual arbitration agreement.
Sikademy grants You a limited right to use this Site under only the conditions set forth herein. This right to use, or License to use, is limited and it is a personal, revocable, non-exclusive, royalty free-right for the content of this Site only and is contingent upon Your compliance with these Terms. This limited right is non-transferrable.
Under the arbitration agreement:
The claims you are permitted to pursue against us will only be on an individual basis, and NOT as a plaintiff, group representative or member, indirect action or court proceeding.
The relief or compensation you are permitted to seek must be on an individual basis, and NOT otherwise.
You have absolutely agreed to waive your right to a jury trial, and court hearing; consequently, you no longer have your right to have your claims decided by a judge or jury.
You agree for a legal action to be taking against you, if you publish, post or disclose information that is likely derogatory, defamatory, malicious or slanderous through any media or by any means, without any "former" and "thorough" engagement with Sikademy, its services and any of its subsidiaries.
You agree to indemnify Sikademy and his subsidiaries, affiliates, officers, directors, agents, owners, and employees from any claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of Your breach of this agreement or the documents it incorporates by reference, or Your violation of any law or the rights of a third party. Sikademy's failure to act with respect to a breach by You or others does not waive the right to act with respect to subsequent or similar breaches.
If Sikademy takes any action to enforce this Agreement, Sikademy will be entitled to recover from You, and You agree to pay all reasonable and necessary attorneys' fees and any cost of litigation, in addition to any other relief, at law or in equity, to which Sikademy may be entitled.
You hereby waive any and all rights to bring any claim, or action related to this site, against the website, Sikademy, its agents, representatives and licensors, or any third party providers of products, or services, related to this site beyond one (1) year after the first occurrence of the kind of act, event, condition or omission upon which such claim or action is based.
You expressly agree that, in the event Sikademy is held liable for any damages related to this site, Your sole and exclusive remedy as to damages and legal relief will be limited to the reimbursement of the charges for any services, or products, which may have been paid by You, and which were not provided to You, if such reimbursement can be reasonably obtained by Sikademy from the other party in such transaction, or the amount of any fee received by Sikademy as a result of such transaction, whichever amount is less
Rules of Engagement
By use of the term "Sikademy", we refer to the company and all of those who have been assigned the rights to make credible and lasting decisions on this site including but not limited to writers, operators, overseers, developers, moderators, and admins.
The headings used in these Terms are included by convenience only and will not limit or otherwise affect these Terms.
You may not assign, convey, subcontract or delegate Your rights, duties or obligations hereunder.
No oral advice, or written correspondence or information provided by this Site or by Owner will create a warranty of any kind, and You should not rely on any such information or advice.
Using our services
You agree that by using our services you have agreed to these Terms and understand your obligations herein and pursuant to the Privacy Policies. You further agree that you are authorized to use our Services and are using them for your sole benefit. We have the right, in our sole discretion, to terminate any transactions or activities where we believe that the activities violate these Terms, Privacy Policies, or any laws. You may or may not be notified of the termination at our discretion.
"Content" means all software, communications, images, sounds, and material perceived or made available from the Applications. Unless otherwise specified in writing, all of our content is owned, controlled, or licensed by us. Content means all software, images, questions, solutions, or any material associated with the service and website. All contents are copyrighted under Nigeria copyright laws and/or similar laws of other jurisdictions, protecting it from unauthorized use.
You agree that all content is our sole and exclusive property. We may use all content for any purpose, including for commercial or promotional use without restriction or compensation to you. You agree not to copy, redistribute, publish or otherwise exploit any Content in violation of the intellectual property rights.
You may be able to access or use third party services, products, resources, content or information, including without limitation, products and services ("Third Party Materials") via the Services. You acknowledge sole responsibility for and assume all risk arising from your access to or use of any such Third Party Materials and we disclaim any liability that you may incur arising from your access to or use of such Third Party Materials. You acknowledge and agree that we: (a) are not responsible for the availability or accuracy of such Third Party Materials or the products or services on or available from such Third Party Materials; (b) have no liability to you or any third party for any harm, injuries or losses suffered as a result of your access to or use of such Third Party Materials; and (c) do not make any promises to remove Third Party Materials from being accessed through the Services. Your ability to access or link to Third Party Materials or third party services (including any SNS) does not imply any endorsement by us of Third Party Materials or any such third party services. Any information collected by such third party advertising providers are subject to the policies of such providers.
Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access. You may not use content from our Services unless you obtain permission from its owner or are otherwise permitted by law. These terms do not grant you the right to use any branding or logos used in our Services. Do not remove, obscure, or alter any legal notices displayed in or along with our Services.
These Terms, together with those incorporated herein or referred to herein (including, without limitation, the terms, conditions and provisions of the Privacy Statement , relating to this Site) constitute the entire agreement between us relating to the subject matter hereof, and supersedes any prior understandings or agreements (whether oral or written) regarding the subject matter, and may not be amended or modified except in writing or by making such amendments or modifications available on this Site.
We may ask you to register an account for the use of our services. In registering, you may elect to create an account with us or, if possible, create an account via a third party service such as Facebook, Google, or Twitter. You understand and acknowledge that if you create an account using any third party services, you will be subject to those terms and conditions as well as privacy policies in connection with the use of our Services. You agree to familiarize yourself with any obligations under the conditions set forth by using the third party services as it relates to registration.
Terms of Account
You may be required to register an account with us for the proposes of using our services. You agree that the information you provide is accurate to the best of your knowledge. You must be at least 18 years of age or emancipated according to the local jurisdiction. You will be required certain personal information to us as part of your account. You agree to maintain the information as to its accuracy. Failure to maintain an up-to-date account may result in your inability to use our services. You are solely responsible for all activity that occurs on your account.
Use of Account
You agree to use your account exclusively for the benefit of our services. You further agree that you do not allow any third party to use your account or use your account for any services not associated with your personal property or property for which you have lawful control. You agree that you will use our services for only lawful activities. You agree, as needed, to offer proof of identity in completing the services to ensure that you match the details on the account.
From time to time, we may want to contact you with information about product announcements, software updates and special offers. We also may want to contact you with information about products and services from our business partners. We consider your acceptance of this Policy as your acceptance of our offer to send you these emails. You may opt out of such communications at any time by clicking the “unsubscribe” link found within Sikademy email updates and changing your contact preferences. You will continue to receive essential account-related information, even if you unsubscribe from promotional emails.
You agree that the operator of Sikademy has no obligation to, but may, monitor and review information You transmit over, or upload to, the Site. You agree that the operators of Sikademy may censor, edit, remove or prohibit the transmission or receipt of any information that the operators of Sikademy deems inappropriate or in violation of these Terms, and use any such information as necessary to protect the Site, and/or to protect the rights or properties of Sikademy. You agree that Sikademy may also monitor and review stored information without restriction. You hereby acknowledge and consent to such monitoring and reviewing.
You acknowledge that Sikademy will know passwords that You may use to access the Site. You acknowledge and agree that You are solely responsible for maintaining the confidentiality of any such information and passwords, and accept responsibility for all activities that occur under Your account or password. Sikademy takes no responsibility and assumes no liability for any content posted or submitted by You or any users of Your account.
You are responsible for taking the necessary step to ensure that they are kept confidential, secure, and used properly; also, are not disclosed or used by any other person or group. In addition, you are responsible for properly using the information provided to us as well as the devices, software, and other means used to access this site and its services.
In the event of an unauthorized access, use or a compromise of the information provided here by any means and for whatever reasons, you agree to immediately inform Sikademy and comply with its security measures offered to you.
You agree that, Sikademy and its site may, at their sole discretion and at any time, discontinue and terminate Your access to the Site or discontinue Your access to its services. This discontinuance, or termination, may include deletion, or other restriction, of any username, passwords or other information, and may be done without notice to You.
Contents Rights, Links and Engagement
All content, "contents", "written tutorial" or "blog post" written on this site, and its subdomain are solely ours. We reserve the right for it. Therefore, in the event of a repost, plagiarisim or reuse on another site, if Sikademy or any of the related post or subdomain is penalized or defamed by any third party including but not limited to search engines. We have the right to ask you to take it down completely and comply with our terms of recovery. However, if damages is already done, then you have to comply with our terms of indemnification.
All "written tutorials" and "blog post" are created with the best of our knowledge and thorough research from other sites. Sikademy and the Site do not endorse or guarantee any of the Tutorial, nor do we make any assertion as to the fitness of purpose or solution offered on this Site by any "written tutorials" and "blog post".
In the event that any software ("Software") is made available to download from this Site, it is the copyrighted work of Sikademy and/or their various third party licensors. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless You first agree to the License Agreement terms. Please note that copyright laws and international treaty provisions protect all Software. Any reproduction or redistribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted. Without limiting the foregoing, copying or reproduction of the Software for further reproduction or redistribution is expressly prohibited. Any warranty applicable to the Software will be specified in the terms of the License Agreement.
Links to Web Sites and Blogs
This Site may include links to other web sites or blogs. Sikademy may provide such links solely as a convenience to You and for informational purposes only. Sikademy has not reviewed all of the information on these other web sites. The inclusion of these links in no way indicates Sikademy's endorsement, support or approval of the content, advertising, products, services, policies or other materials on, or available from, such web sites. Neither Sikademy nor any other providers of products, or services, related to this Site, shall be responsible for the content of any other web sites and make no representation or warranty regarding any other web sites or the contents or materials on such web sites. If You decide to access any such other web sites, You do so at Your own risk.
Other web sites may include links to this Site. The inclusion of such links does not indicate the other web site's endorsement, support or approval of the content, advertising, products, services, policies or other materials on or available from this Site.
Regarding Links from other sites to this Site, You are, under certain circumstances, and subject to the terms of this agreement, allowed to link to this Site. The Site and Sikademy has the right to withdraw your right to do so at any time. If You receive notice from the Site or Sikademy to disable such link, You must do so immediately and remove it from the Site.
Any link connected to the Site must do the following:
The link must direct the user to only the Site's homepage or location of the content being referenced; and
The link must direct the user to the Site in full screen display;
The link must be text only and the Uniform Resource Locator (URL) must be clearly discernable.
Any link connected to the Site must not do the following:
The link must not allow pop up advertising or other un-triggered windows;
the link must not indicate, in any way, that the entity establishing the link is associated, or connected, with the Site or with Sikademy;
the link must not be associated with any site offering obscene, profane or sexually explicit material and Sikademy reserves the exclusive right to make such determination, whether such material is obscene, profane or sexually explicit;
the link must not in any way damage, or disparage, the reputation or goodwill of the Site or Sikademy.
We utilize third party services for the purposes of processing any funds as part of our services. We do not track or retain any information regarding the use of your banking information including but not limited to user names and passwords. We do not accept any liability or security for the use of our services as it relates to the protection of your banking information. Although we strive to protect your information, you use our services AS IS and accept all liability and risk of using our services and third party services. You have the sole responsibility of ensuring that you take necessary precautions to protect your private information.
WARRANTIES AND LIMITATIONS ON LIABILITY
USE OF THE SERVICES IS AT YOUR OWN RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
WE MAKE NO WARRANTY THAT
(i) THE SERVICES OR ANY PRODUCTS PURCHASED THROUGH THE SERVICES WILL MEET YOUR REQUIREMENTS;
(ii) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; OR,
(iii) THAT THE SERVICE WILL BE ERROR FREE OR THAT WE WILL FIX ANY ERRORS.
ANY MATERIALS OBTAINED THROUGH USE OF THE SERVICES ARE OBTAINED AT YOUR OWN DISCRETION AND RISK AND THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY DAMAGE CAUSED TO YOUR COMPUTER OR DATA OR FOR ANY BUGS, VIRUSES, TROJAN HORSES OR OTHER DESTRUCTIVE CODE RESULTING FROM USE OF THE SERVICES OR ANY CONTENT OBTAINED FROM THE SERVICES.
TO THE FULLEST EXTENT PERMITTED UNDER LAW, WE HAVE NO OBLIGATION OR LIABILITY (WHETHER ARISING IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE) FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OR LIABILITIES (INCLUDING, BUT NOT LIMITED TO, ANY LOSS OF DATA, REVENUE OR PROFIT) ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES OR ANY CONTENT PROVIDED BY OR THROUGH THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. THE FOREGOING LIMITATION APPLIES TO DAMAGES ARISING FROM (i) YOUR USE OR INABILITY TO USE OUR SERVICES; (ii) COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS OR SERVICES PURCHASED THROUGH OR FROM OUR SERVICES; (iii) THIRD PARTY CONTENT MADE AVAILABLE TO YOU THROUGH THE SERVICES; OR (iv) ANY OTHER MATTER RELATING TO THE SERVICES. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF INCIDENTAL, CONSEQUENTIAL OR OTHER TYPES OF DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY AND THE LIABILITY OF EACH OF OUR OFFICERS, MANAGERS, INVESTORS, EMPLOYEES, AGENTS, ADVERTISERS, LICENSORS, SUPPLIERS, SERVICE PROVIDERS AND OTHER CONTRACTORS TO YOU OR ANY THIRD PARTIES UNDER ANY CIRCUMSTANCE IS LIMITED TO A MAXIMUM AMOUNT OF $500.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
Actions That Are Not Permitted on the Site
You acknowledge and agree that, unless otherwise specified in writing, the content and services shown, or offered, on the Site are for Your personal use only. In connection with Your use of the Site, content and services, You acknowledge and agree that You will not, at any time, do any of the following acts:
Copy, reverse engineer, reverse assemble, otherwise attempt to discover the source code, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained through the Site, it's content or the services offered
Access or view the Site, content or the services offered, by any means other than through the standard industry-accepted interfaces
Post or transmit any material that contains a virus or corrupted data
Delete any author attributions, legal notices or proprietary designations or labels
Violate any applicable local, state, national or international law, rule or regulation or use the Site, its content and/or the services offered, for any purpose that is prohibited by these Terms
Manipulate or otherwise display the Site, its content and/or the services offered, by using framing or similar navigational technology
Register, subscribe, or unsubscribe any party for any sikademy.com or Sikademy product or service if You are not expressly authorized by such party to do so
Use the Site, its content or the services offered, in any manner that could damage, disable, overburden or impair the Site's servers or networks, or interfere with any other user's use and enjoyment of the Site, its content and/or the services offered
Gain, or attempt to gain, unauthorized access to the Site, its content and/or the services offered, or any of its accounts, computer systems or networks connected to the Site or to Sikademy through hacking, password mining or any other means
Obtain, or attempt to obtain, any materials or information through any means not intentionally made available through the Site, its content and/or the services offered or harvest, or otherwise collect, information about other users without their consent
Use the site in any manner that could damage, disparage, or otherwise negatively impact the Site or entire Sikademy
Offer to buy, sell, or trade, or agree to buy, sell, or trade, or otherwise upload to the Site, any items or material that is, or may be deemed, by any reasonable standard pornographic, whether legal or illegal
Offer to buy, sell, or trade, or agree to buy, sell, or trade, any of the following items:
Drugs of any type, whether prescription drugs, street drugs, legal or illegal
Any counterfeit money, documents or other non-authorized or illegitimate items of any type
Firearms and weapons or any type, whether legal or illegal and whether assembled or unassembled, including ammunition of any type
Drivers licenses, passports, any federal or State identification documents, or any other purported government issued documents
Explosive materials of any type, whether legal or illegal and whether assembled or unassembled
Hazardous material of any type, whether legal or illegal and whether assembled or unassembled
Any items or materials that is, or may be deemed, by any reasonable standard offensive to the general public, whether legal or illegal
Any services that is, or may be claimed to be, illegal under any federal, State or local law, statute or regulation, including, but not limited to, any services of a sexual nature or any services involving fraud or other criminal activity.
Copy, reproduce, or share any of the content, products, services, information, or programs provided by the Site or Sikademy to any other server, website, or location for the purpose of reproduction or redistribution thereof.
In addition to the above prohibited acts, You may not upload to the Site or provide comment, opinion, advice, or information concerning any of the following:
Any adult content, whether legal or illegal or whether it may, or may not, be deemed to be pornographic
Any content that advocates, expresses or advises action or opinion against any individual, group or organization
Any drug, alcohol, or tobacco related content or advertising
Any violent content of any type, whether legal or illegal
Any content relating to weapons or explosives of any type
Any content relating to hacking or cracking this, or any other, website
Any other type of content that is illegal under any federal, State, or local law, statute or regulation
YOU AGREE THAT ANY LEGAL CLAIM AGAINST US MUST BE FILED WITHIN SIX MONTHS AFTER THE EVENT THAT GAVE RISE TO YOUR LAWSUIT. OTHERWISE, YOUR LAWSUIT WILL BE PERMANENTLY BARRED.
Except as otherwise provided by law, the arbitrator shall be the sole, exclusive, and final remedy for any dispute between you and us. Neither you nor we will be permitted to pursue court action regarding claims that are subject to arbitration.
You and we agree that any and all claims may be brought solely in each other’s individual capacity and not in the capacity as a class for litigation purposes. You and we further agree that the arbitrator may not consolidate more than your or our claims specifically as they relate to one another.
We shall not be liable for any delay, or failure to perform resulting from causes outside our reasonable control, including without limitation any failure to perform hereunder due to unforeseen circumstances or cause beyond our control such as acts of God, war, riots, fire, floods, natural disaster, extreme weather, criminal activity, accident, alien invasion, act of government or terrorism, embargoes, network infrastructure failures, strikes, disruptions in communications including wireless and telecommunication, or any other disruption to our abilities to provide our services to the extent that the disruption is beyond our control.
This Agreement constitutes the entire agreement and understanding between you and us with respect to the subject matter herein and supersedes all prior written and oral agreements, discussions, or representations between you and us.
If any portion of these terms is deemed to be invalid or unenforceable, such provision will be enforced to the maximum extent permissible so as to effect the intent of you and us, and the remainder of these terms will continue in full force and effect.
No modification of or amendment to these terms, nor any waiver of any rights under these terms, will be effective unless expressly agreed upon by us. Waiver by us of a breach of any provision of these terms will not operate as a waiver of any other or subsequent breach.
Content on the Site Provided by Third Parties
There will be presented on this Site, certain opinions, advertisements, advice, services, and other content which is, has been, or will be, provided by third parties, which are not otherwise connected to this Site or to Sikademy and any such third party opinions, advertisement, advice, services, and other content, or other information, which may be expressed or made available by the Site, are expressly those of the respective providers of such content, including the authors or distributors thereof, and are not necessarily the opinion of this Site or of Sikademy. By Your accessing, or viewing this Site, You agree that You do so at Your own risk, and neither this Site nor Sikademy take any responsibility for Your exposure to any content viewed on this Site. Neither this Site nor Sikademy is responsible for, nor do they guarantee the accuracy, truthfulness, completeness, legitimacy, reliability or usefulness of, any third party content. In addition, by the accessing and viewing this Site You understand that You may be exposed to content that You may find sexually explicit, or otherwise offensive, or which may violate our policies directed at Site content.
In that event that this Site or Sikademy enter into any agreement with third parties to advertise, promote or offer for sale any product or service, You understand and agree that this Site and Sikademy do not necessarily promote, endorse, or otherwise sanction the use of such third party product(s) or service(s). Neither this Site nor Sikademy shall be responsible for any use or misuse of any third party product shown, advertised, offered for purchase, or purchased by You or any member of the public, and by Your accessing, and viewing, this Site You agree that the decision to purchase, use or misuse any third party product or service is solely Yours, as is the responsibility for the consequences of such use or misuse.
Sikademy and any other providers of products, or services, related to this Site, are not responsible for communication malfunctions, failures or difficulties, lost, stolen or misdirected transmissions, messages or entries, or the security of any such communications. Further, Sikademy and any other providers of products or services related to this Site are not responsible for incorrect or inaccurate entry information, whether caused by User(s) or by any of the equipment or programming associated with the Site, or by any technical or human error that may occur in the processing of any information related to the Site. Sikademy and any other providers of products or services related to this Site may cancel or modify reservations where it appears that a User has engaged in fraudulent or inappropriate activity or under other circumstances where it appears that the reservations contain or resulted from a mistake or error.
If you need to contact us, visit our Sikademy contact page
Sikademy Refund Policy
For Annual Premium Subscription
Full annual subscription refund will be granted for cancellation requests received within 3 days of the payment.
Partial refund will be granted for cancellation requests received within 14 days of the payment. A $35.00 processing fee will be charged due to extra transaction fee incurred.
No refund for any reason after 14 days of payment.
For Monthly Premium Subscription
Full monthly subscription refund will be granted for cancellation requests received within 3 days of the payment.
No refund or partial refund for any reason after 3 days of payment.
For more information regarding the refund policy, visit our Sikademy contact page